*,
*::before,
*::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0
}

:root {
  --bg: #fdfcff;
  --bg-2: #eef3fb;
  --bg-3: #fdf0f1;
  --paper: #ffffff;

  --ink: #16223f;
  --ink-soft: rgba(22, 34, 63, .74);
  --ink-mute: rgba(22, 34, 63, .5);
  --ink-faint: rgba(22, 34, 63, .18);
  --line: rgba(22, 34, 63, .08);
  --line-md: rgba(22, 34, 63, .16);

  --lav: #1b3a6b;
  --lav-2: #345f9e;
  --lav-tint: rgba(27, 58, 107, .08);
  --lav-soft: rgba(27, 58, 107, .14);

  --coral: #d8232a;
  --coral-2: #b21c22;
  --coral-tint: rgba(216, 35, 42, .1);

  --mint: #7ad6b3;
  --mint-tint: rgba(122, 214, 179, .16);
  --butter: #ffdb84;
  --butter-tint: rgba(255, 219, 132, .22);
  --sky: #9ec9ff;
  --sky-tint: rgba(158, 201, 255, .2);
  --peach: #ffb37a;
  --peach-tint: rgba(255, 179, 122, .22);
  --lavender-tint: rgba(141, 167, 214, .2);

  --display: 'Plus Jakarta Sans', 'Inter', system-ui, sans-serif;
  --sans: 'Inter', 'Plus Jakarta Sans', system-ui, sans-serif;
}

html {
  scroll-behavior: smooth
}

body {
  font-family: var(--sans);
  background: var(--bg);
  color: var(--ink);
  line-height: 1.65;
  -webkit-font-smoothing: antialiased
}

a {
  color: inherit;
  text-decoration: none
}

button {
  font-family: inherit;
  cursor: pointer;
  border: none
}

em {
  font-style: italic;
  font-family: var(--display);
  font-weight: 700
}

.container {
  max-width: 1240px;
  margin: 0 auto;
  padding: 0 32px
}

.reveal {
  opacity: 0;
  transform: translateY(22px);
  transition: opacity .7s ease, transform .7s ease
}

.reveal.visible {
  opacity: 1;
  transform: translateY(0)
}

/* ── REGULATORY RIBBON */
.reg-ribbon {
  background: var(--bg-2);
  border-bottom: 1px solid var(--line);
  font-size: .74rem;
  color: var(--ink-soft);
  font-weight: 500;
  padding: 8px 0;
  letter-spacing: .005em
}

.reg-row {
  display: flex;
  flex-wrap: wrap;
  gap: 6px 22px;
  justify-content: center;
  align-items: center
}

.reg-row span strong {
  color: var(--lav);
  font-weight: 700;
  font-family: var(--display);
  letter-spacing: .005em
}

.reg-dot {
  width: 4px;
  height: 4px;
  border-radius: 50%;
  background: var(--ink-faint)
}

/* ── NAV */
.nav {
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(253, 252, 255, .92);
  backdrop-filter: blur(14px);
  border-bottom: 1px solid var(--line)
}

.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 16px 0
}

.brand {
  display: flex;
  align-items: center;
  gap: 12px;
  font-family: var(--display);
  font-size: 1.2rem;
  font-weight: 800;
  color: var(--ink);
  letter-spacing: -.01em
}

.brand-mark {
  width: 34px;
  height: 34px;
  border-radius: 11px;
  background: linear-gradient(135deg, var(--lav) 0%, var(--coral) 100%);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 1rem;
  box-shadow: 0 6px 16px -4px rgba(27, 58, 107, .5)
}

.nav-links {
  display: flex;
  gap: 30px;
  list-style: none;
  align-items: center
}

.nav-links a {
  font-size: .92rem;
  color: var(--ink-soft);
  transition: color .2s;
  font-weight: 500
}

.nav-links a:hover {
  color: var(--lav)
}

.nav-links .nav-cta {
  background: var(--ink);
  color: #fff;
  padding: 10px 22px;
  border-radius: 100px;
  font-weight: 600;
  transition: background .2s, box-shadow .2s, transform .15s
}

.nav-links .nav-cta:hover {
  background: var(--lav);
  box-shadow: 0 8px 24px rgba(27, 58, 107, .4);
  transform: translateY(-1px)
}

.nav-links .nav-posp {
  border: 1.5px solid var(--coral);
  color: var(--coral);
  padding: 9px 20px;
  border-radius: 100px;
  font-weight: 600;
  white-space: nowrap;
  transition: background .2s, color .2s, box-shadow .2s, transform .15s
}

.nav-links .nav-posp:hover {
  background: var(--coral);
  color: #fff;
  box-shadow: 0 8px 24px rgba(216, 35, 42, .35);
  transform: translateY(-1px)
}

@media (min-width:769px) and (max-width:1080px) {
  .nav-links {
    gap: 14px
  }

  .nav-links a {
    font-size: .86rem
  }

  .nav-links .nav-posp {
    padding: 8px 13px
  }

  .nav-links .nav-cta {
    padding: 9px 16px
  }
}

/* ── HERO */
.hero {
  padding: 40px 0 48px;
  position: relative;
  overflow: hidden
}

.hero::before {
  content: '';
  position: absolute;
  top: -220px;
  right: -220px;
  width: 760px;
  height: 760px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(141, 167, 214, .12) 0%, transparent 72%);
  pointer-events: none
}

.hero::after {
  content: '';
  position: absolute;
  bottom: -200px;
  left: -160px;
  width: 620px;
  height: 620px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(216, 35, 42, .07) 0%, transparent 72%);
  pointer-events: none
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.05fr .95fr;
  gap: 56px;
  align-items: start;
  position: relative
}

.hero-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: .78rem;
  font-weight: 600;
  letter-spacing: .005em;
  color: var(--lav);
  background: var(--lav-tint);
  padding: 9px 16px;
  border-radius: 100px;
  margin-bottom: 24px;
  border: 1px solid var(--lav-soft)
}

.hero-eyebrow::before {
  content: '⚖';
  font-size: .85rem
}

.hero-title {
  font-family: var(--display);
  font-weight: 700;
  font-size: clamp(2rem, 4vw, 3.3rem);
  line-height: 1.06;
  letter-spacing: -.025em;
  color: var(--ink);
  margin-bottom: 18px
}

.hero-title em {
  background: linear-gradient(120deg, var(--lav) 0%, var(--coral) 100%);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
  font-weight: 700
}

.hero-sub {
  font-size: 1.02rem;
  color: var(--ink-soft);
  max-width: 540px;
  margin-bottom: 22px;
  line-height: 1.62;
  font-weight: 400
}

.hero-actions {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
  margin-bottom: 32px
}

.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 14px 28px;
  border-radius: 100px;
  font-size: .94rem;
  font-weight: 700;
  letter-spacing: .005em;
  transition: transform .15s, background .2s, box-shadow .2s, color .2s, border-color .2s
}

.btn:hover {
  transform: translateY(-2px)
}

.btn-primary {
  background: var(--ink);
  color: #fff;
  box-shadow: 0 10px 26px rgba(22, 34, 63, .32)
}

.btn-primary:hover {
  background: var(--lav);
  box-shadow: 0 18px 38px rgba(27, 58, 107, .42);
  color: #fff
}

.btn-ghost {
  background: #fff;
  color: var(--ink);
  border: 1.5px solid var(--ink-faint)
}

.btn-ghost:hover {
  border-color: var(--lav);
  color: var(--lav)
}

.hero-trust-mini {
  display: flex;
  flex-wrap: wrap;
  gap: 18px 28px;
  align-items: center;
  font-size: .82rem;
  color: var(--ink-mute);
  font-weight: 500
}

.hero-trust-mini span {
  display: inline-flex;
  align-items: center;
  gap: 6px
}

/* ── HERO — two columns: text + product tiles left, estimator card right */
.hero-products-label {
  font-family: var(--display);
  font-size: .92rem;
  font-weight: 700;
  color: var(--ink-soft);
  margin: 20px 0 12px;
  letter-spacing: -.006em
}

.hero-products {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 8px;
  max-width: 660px;
  background: rgba(255, 255, 255, .68);
  border: 1.5px solid var(--line);
  border-radius: 18px;
  padding: 14px;
  box-shadow: 0 18px 40px -22px rgba(22, 34, 63, .45)
}

.hp-tile {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: flex-start;
  gap: 8px;
  background: transparent;
  border: none;
  border-radius: 12px;
  padding: 8px 4px;
  transition: transform .18s ease, background .18s ease
}

.hp-tile svg {
  width: 47px;
  height: 47px;
  flex: 0 0 auto
}

.hp-tile span {
  font-family: var(--display);
  font-weight: 700;
  font-size: .76rem;
  color: var(--ink);
  letter-spacing: -.01em;
  line-height: 1.15;
  white-space: nowrap
}

.hp-tile:hover {
  transform: translateY(-3px);
  background: #f3f6fc
}

.hero-foot {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 18px;
  margin-top: 24px
}

@media (max-width:600px) {
  .hero-products {
    gap: 6px;
    max-width: none;
    padding: 11px
  }

  .hp-tile {
    padding: 6px 3px;
    gap: 6px
  }

  .hp-tile svg {
    width: 42px;
    height: 42px
  }

  .hp-tile span {
    font-size: .68rem
  }

  .hero-products-label {
    margin: 16px 0 10px
  }
}

/* ── HERO ESTIMATOR — compact frosted tabbed card, right column */
.est-tab {
  width: 100%;
  max-width: 520px;
  margin: 0 auto;
  align-self: start
}

.hero-trust-mini span::before {
  content: '';
  display: inline-block;
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--mint)
}

/* ── ESTIMATOR */
.est-card {
  background: rgba(255, 255, 255, .2);
  backdrop-filter: blur(14px) saturate(1.1);
  -webkit-backdrop-filter: blur(14px) saturate(1.1);
  border: 1px solid rgba(255, 255, 255, .4);
  border-radius: 22px;
  padding: 28px 26px 26px;
  box-shadow: 0 18px 42px -32px rgba(22, 34, 63, .22);
  position: relative;
  overflow: hidden
}

.est-card::before {
  content: '';
  position: absolute;
  top: -1px;
  left: 24px;
  right: 24px;
  height: 4px;
  background: linear-gradient(90deg, var(--lav) 0%, var(--coral) 100%);
  border-radius: 0 0 6px 6px
}

.est-title {
  font-family: var(--display);
  font-size: 1.12rem;
  font-weight: 800;
  color: var(--ink);
  margin-bottom: 3px;
  letter-spacing: -.012em
}

.est-sub {
  font-size: .76rem;
  color: var(--ink-mute);
  margin-bottom: 16px
}

.est-types {
  display: flex;
  justify-content: center;
  gap: 10px;
  margin-bottom: 16px
}

.est-type {
  background: var(--bg-2);
  border: 1.5px solid transparent;
  border-radius: 11px;
  padding: 8px 14px;
  text-align: center;
  font-size: .74rem;
  font-weight: 600;
  color: var(--ink-soft);
  transition: border-color .18s ease, background .18s ease, color .18s ease;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 3px;
  cursor: pointer;
  font-family: inherit;
  min-width: 84px
}

.est-type-icon {
  font-size: 1.15rem
}

.est-type:hover {
  background: var(--lav-tint);
  color: var(--lav)
}

.est-type.active {
  background: var(--lav-tint);
  border-color: var(--lav);
  color: var(--lav)
}

.est-row {
  margin-bottom: 16px
}

.est-label {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  font-size: .78rem;
  font-weight: 600;
  color: var(--ink-soft);
  margin-bottom: 6px
}

.est-label strong {
  font-family: var(--display);
  color: var(--ink);
  font-weight: 800;
  font-size: .88rem;
  font-feature-settings: 'tnum'
}

.est-slider {
  -webkit-appearance: none;
  appearance: none;
  width: 100%;
  height: 6px;
  border-radius: 100px;
  background: linear-gradient(90deg, var(--lav-soft) 0%, var(--lav-soft) 50%, var(--bg-2) 50%, var(--bg-2) 100%);
  outline: none
}

.est-slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--lav);
  border: 3px solid #fff;
  cursor: pointer;
  box-shadow: 0 4px 12px rgba(27, 58, 107, .45)
}

.est-slider::-moz-range-thumb {
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--lav);
  border: 3px solid #fff;
  cursor: pointer;
  box-shadow: 0 4px 12px rgba(27, 58, 107, .45)
}

.est-readout {
  background: linear-gradient(135deg, rgba(141, 167, 214, .16) 0%, rgba(216, 35, 42, .16) 100%);
  border: 1px solid rgba(141, 167, 214, .32);
  border-radius: 14px;
  padding: 12px 14px;
  text-align: center;
  margin: 14px 0 12px;
  position: relative
}

.est-readout-label {
  font-size: .68rem;
  font-weight: 700;
  letter-spacing: .16em;
  text-transform: uppercase;
  color: var(--ink-mute);
  margin-bottom: 3px
}

.est-readout-val {
  font-family: var(--display);
  font-size: 1.9rem;
  font-weight: 800;
  color: var(--ink);
  letter-spacing: -.025em;
  line-height: 1;
  font-feature-settings: 'tnum'
}

.est-readout-val .est-currency {
  color: var(--lav);
  margin-right: 4px
}

.est-readout-val .est-suffix {
  font-size: .84rem;
  color: var(--ink-mute);
  font-weight: 600;
  margin-left: 6px;
  letter-spacing: 0
}

.est-cta {
  width: 100%;
  text-align: center;
  padding: 13px;
  border-radius: 100px;
  background: linear-gradient(120deg, var(--lav) 0%, var(--coral) 100%);
  color: #fff;
  font-size: .95rem;
  font-weight: 700;
  letter-spacing: .005em;
  transition: transform .15s, box-shadow .2s;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 6px
}

.est-cta:hover {
  transform: translateY(-2px);
  box-shadow: 0 16px 36px rgba(27, 58, 107, .36)
}

.est-note {
  font-size: .72rem;
  color: var(--ink-mute);
  text-align: center;
  margin-top: 12px;
  line-height: 1.55
}

[hidden] {
  display: none !important
}

/* ── HERO PRODUCTS — every cover together in one panel, right under the estimator */
.est-wrap {
  position: relative
}

.est-more {
  margin-top: 20px;
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 18px;
  padding: 18px 16px 16px;
  box-shadow: 0 24px 60px -38px rgba(22, 34, 63, .45)
}

.est-more-label {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 12px;
  font-size: .7rem;
  font-weight: 700;
  letter-spacing: .14em;
  text-transform: uppercase;
  color: var(--ink-mute);
  margin-bottom: 16px
}

.est-more-label::before,
.est-more-label::after {
  content: '';
  height: 1px;
  width: 34px;
  background: var(--line)
}

.est-more-grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  row-gap: 18px
}

.est-chip {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 7px;
  font-size: .72rem;
  font-weight: 600;
  color: var(--ink-soft);
  white-space: nowrap;
  text-align: center;
  transition: transform .18s ease, color .18s ease
}

.est-chip svg {
  width: 36px;
  height: 36px;
  flex: 0 0 auto;
  filter: drop-shadow(0 6px 10px rgba(22, 34, 63, .16));
  animation: chip-bob 5.5s ease-in-out infinite
}

.est-chip:hover {
  transform: translateY(-3px);
  color: var(--lav)
}

.est-chip.est-chip-more {
  color: var(--coral)
}

.est-chip:nth-child(3n) svg {
  animation-delay: .7s
}

.est-chip:nth-child(3n+1) svg {
  animation-delay: 1.5s
}

@keyframes chip-bob {

  0%,
  100% {
    transform: translateY(0)
  }

  50% {
    transform: translateY(-3px)
  }
}

@media (max-width:600px) {
  .est-chip {
    font-size: .66rem;
    gap: 5px
  }

  .est-chip svg {
    width: 31px;
    height: 31px
  }

  .est-more {
    padding: 15px 10px 13px
  }

  .est-more-grid {
    row-gap: 14px
  }

  .est-more-label::before,
  .est-more-label::after {
    width: 24px
  }
}

@media (prefers-reduced-motion:reduce) {
  .est-chip svg {
    animation: none
  }
}

/* ── SECTION HEAD */
.section-pad {
  padding: 104px 0
}

.section-head {
  text-align: center;
  max-width: 740px;
  margin: 0 auto 56px
}

.section-eyebrow {
  display: inline-block;
  font-size: .74rem;
  font-weight: 700;
  letter-spacing: .16em;
  text-transform: uppercase;
  color: var(--lav);
  background: var(--lav-tint);
  padding: 7px 16px;
  border-radius: 100px;
  margin-bottom: 18px
}

.section-title {
  font-family: var(--display);
  font-size: clamp(2rem, 3.6vw, 3.2rem);
  font-weight: 800;
  line-height: 1.12;
  letter-spacing: -.022em;
  color: var(--ink);
  margin-bottom: 14px
}

.section-title em {
  background: linear-gradient(120deg, var(--lav) 0%, var(--coral) 100%);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent
}

.section-body {
  font-size: 1rem;
  color: var(--ink-soft);
  line-height: 1.75;
  max-width: 640px;
  margin: 0 auto
}

/* ── CATEGORIES */
.categories {
  background: var(--bg)
}

.categories-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(310px, 1fr));
  gap: 18px
}

.cat-card {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 18px;
  padding: 30px 26px;
  transition: all .25s;
  display: flex;
  flex-direction: column;
  position: relative;
  overflow: hidden
}

.cat-card::after {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: var(--lav);
  opacity: 0;
  transition: opacity .25s
}

.cat-card:hover {
  transform: translateY(-5px);
  border-color: var(--line-md);
  box-shadow: 0 26px 60px -28px rgba(22, 34, 63, .22)
}

.cat-card:hover::after {
  opacity: 1
}

.cat-icon {
  width: 60px;
  height: 60px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 18px
}

.cat-card.tint-mint .cat-icon {
  background: var(--mint-tint)
}

.cat-card.tint-lavender .cat-icon {
  background: var(--lavender-tint)
}

.cat-card.tint-coral .cat-icon {
  background: var(--coral-tint)
}

.cat-card.tint-peach .cat-icon {
  background: var(--peach-tint)
}

.cat-card.tint-butter .cat-icon {
  background: var(--butter-tint)
}

.cat-card.tint-sky .cat-icon {
  background: var(--sky-tint)
}

.cat-name {
  font-family: var(--display);
  font-size: 1.22rem;
  font-weight: 800;
  color: var(--ink);
  margin-bottom: 6px;
  letter-spacing: -.012em
}

.cat-tagline {
  font-size: .78rem;
  font-weight: 600;
  color: var(--coral);
  margin-bottom: 14px;
  display: inline-flex;
  align-items: center;
  gap: 6px
}

.cat-tagline::before {
  content: '✓';
  font-weight: 800
}

.cat-body {
  font-size: .92rem;
  color: var(--ink-soft);
  line-height: 1.7;
  margin-bottom: 18px;
  flex: 1
}

.cat-link {
  font-size: .86rem;
  color: var(--lav);
  font-weight: 700;
  display: inline-flex;
  align-items: center;
  gap: 5px;
  transition: gap .15s
}

.cat-card:hover .cat-link {
  gap: 9px
}

/* ── PLANS */
.plans {
  background: linear-gradient(180deg, var(--bg-2) 0%, var(--bg) 100%);
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line)
}

.plans-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
  margin-bottom: 32px
}

.plan-card {
  background: var(--paper);
  border: 1.5px solid var(--line);
  border-radius: 22px;
  padding: 32px 28px;
  display: flex;
  flex-direction: column;
  transition: all .25s;
  position: relative
}

.plan-card:hover {
  transform: translateY(-3px);
  box-shadow: 0 22px 56px -28px rgba(22, 34, 63, .2)
}

.plan-card.popular {
  border-color: var(--lav);
  background: linear-gradient(180deg, #fff 0%, var(--lav-tint) 100%);
  box-shadow: 0 22px 56px -22px rgba(27, 58, 107, .32)
}

.plan-badge {
  position: absolute;
  top: -12px;
  left: 50%;
  transform: translateX(-50%);
  background: linear-gradient(120deg, var(--lav) 0%, var(--coral) 100%);
  color: #fff;
  font-size: .7rem;
  font-weight: 700;
  letter-spacing: .1em;
  text-transform: uppercase;
  padding: 6px 16px;
  border-radius: 100px;
  box-shadow: 0 8px 18px rgba(27, 58, 107, .36)
}

.plan-name {
  font-family: var(--display);
  font-size: 1.36rem;
  font-weight: 800;
  color: var(--ink);
  margin-bottom: 4px;
  letter-spacing: -.012em
}

.plan-tagline {
  font-size: .86rem;
  color: var(--ink-mute);
  margin-bottom: 24px;
  min-height: 2.6em
}

.plan-price {
  display: flex;
  align-items: baseline;
  gap: 6px;
  margin-bottom: 6px
}

.plan-price-amt {
  font-family: var(--display);
  font-size: 2.4rem;
  font-weight: 800;
  color: var(--ink);
  letter-spacing: -.025em;
  line-height: 1;
  font-feature-settings: 'tnum'
}

.plan-price-amt::before {
  content: '₹';
  color: var(--lav);
  font-size: 1.4rem;
  font-weight: 700;
  margin-right: 2px;
  vertical-align: .05em
}

.plan-price-suffix {
  font-size: .88rem;
  color: var(--ink-mute);
  font-weight: 500
}

.plan-price-note {
  font-size: .74rem;
  color: var(--ink-mute);
  margin-bottom: 24px;
  letter-spacing: .02em
}

.plan-cta {
  margin-top: auto;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 6px;
  padding: 13px 22px;
  border-radius: 100px;
  font-size: .92rem;
  font-weight: 700;
  transition: transform .15s, background .2s, color .2s, box-shadow .2s
}

.plan-card .plan-cta {
  background: var(--bg-2);
  color: var(--ink)
}

.plan-card .plan-cta:hover {
  background: var(--ink);
  color: #fff;
  transform: translateY(-2px)
}

.plan-card.popular .plan-cta {
  background: var(--ink);
  color: #fff;
  box-shadow: 0 10px 24px rgba(22, 34, 63, .3)
}

.plan-card.popular .plan-cta:hover {
  background: var(--lav);
  box-shadow: 0 16px 32px rgba(27, 58, 107, .42)
}

/* ── COMPARE MATRIX */
.compare-matrix {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 22px;
  overflow: hidden;
  box-shadow: 0 22px 50px -28px rgba(22, 34, 63, .16)
}

.matrix-table {
  width: 100%;
  border-collapse: collapse
}

.matrix-table th,
.matrix-table td {
  padding: 16px 22px;
  text-align: left;
  vertical-align: middle;
  border-bottom: 1px solid var(--line);
  font-size: .92rem
}

.matrix-table thead th {
  background: var(--bg-2);
  font-family: var(--display);
  font-weight: 800;
  color: var(--ink);
  font-size: .96rem;
  letter-spacing: -.01em
}

.matrix-table thead th:not(:first-child) {
  text-align: center;
  width: 18%
}

.matrix-table tbody td:not(:first-child) {
  text-align: center;
  font-feature-settings: 'tnum';
  font-weight: 600;
  color: var(--ink-soft)
}

.matrix-table tbody tr:last-child td {
  border-bottom: none
}

.matrix-table tbody tr:hover {
  background: var(--bg-2)
}

.matrix-feature {
  font-weight: 500;
  color: var(--ink)
}

.matrix-yes {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 26px;
  height: 26px;
  border-radius: 50%;
  background: var(--mint-tint);
  color: #0e8a5a;
  font-weight: 800;
  font-size: .86rem
}

.matrix-no {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 26px;
  height: 26px;
  border-radius: 50%;
  background: rgba(22, 34, 63, .06);
  color: var(--ink-mute);
  font-weight: 600;
  font-size: 1rem
}

.matrix-pop {
  background: var(--lav-tint)
}

/* ── WHY */
.why {
  background: var(--bg)
}

.why-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 22px
}

.why-card {
  text-align: left;
  padding: 32px 26px;
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 18px;
  transition: transform .2s, box-shadow .2s
}

.why-card:hover {
  transform: translateY(-3px);
  box-shadow: 0 22px 50px -28px rgba(22, 34, 63, .2)
}

.why-icon {
  width: 54px;
  height: 54px;
  border-radius: 14px;
  background: linear-gradient(135deg, var(--lav-tint) 0%, var(--coral-tint) 100%);
  color: var(--lav);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.55rem;
  margin-bottom: 20px
}

.why-title {
  font-family: var(--display);
  font-size: 1.16rem;
  font-weight: 800;
  color: var(--ink);
  margin-bottom: 10px;
  letter-spacing: -.012em
}

.why-body {
  font-size: .94rem;
  color: var(--ink-soft);
  line-height: 1.72
}

/* ── PROCESS */
.process {
  background: var(--bg-2);
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line)
}

.process-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 22px;
  position: relative
}

.process-grid::before {
  content: '';
  position: absolute;
  top: 42px;
  left: 8%;
  right: 8%;
  height: 2px;
  background: repeating-linear-gradient(90deg, var(--ink-faint) 0 6px, transparent 6px 12px);
  z-index: 0
}

.process-step {
  position: relative;
  z-index: 1;
  text-align: center;
  padding: 0 8px
}

.process-icon {
  width: 84px;
  height: 84px;
  border-radius: 50%;
  background: var(--paper);
  border: 2px solid var(--lav);
  color: var(--lav);
  font-size: 1.8rem;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 22px;
  position: relative;
  box-shadow: 0 12px 30px -16px rgba(27, 58, 107, .36)
}

.process-num {
  position: absolute;
  top: -6px;
  right: -6px;
  width: 30px;
  height: 30px;
  border-radius: 50%;
  background: var(--coral);
  color: #fff;
  font-family: var(--display);
  font-weight: 800;
  font-size: .84rem;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 6px 14px rgba(216, 35, 42, .4)
}

.process-title {
  font-family: var(--display);
  font-size: 1.12rem;
  font-weight: 800;
  color: var(--ink);
  margin-bottom: 8px;
  letter-spacing: -.012em
}

.process-body {
  font-size: .9rem;
  color: var(--ink-soft);
  line-height: 1.7;
  max-width: 240px;
  margin: 0 auto
}

/* ── ADVISOR */
.advisor {
  background: var(--bg)
}

.advisor-card {
  max-width: 980px;
  margin: 0 auto;
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 24px;
  padding: 48px;
  display: grid;
  grid-template-columns: .85fr 1.3fr;
  gap: 48px;
  align-items: center;
  box-shadow: 0 30px 70px -32px rgba(22, 34, 63, .22);
  position: relative;
  overflow: hidden
}

.advisor-card::before {
  content: '';
  position: absolute;
  top: 0;
  right: 0;
  width: 280px;
  height: 280px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(141, 167, 214, .16) 0%, transparent 70%);
  transform: translate(40%, -40%);
  pointer-events: none
}

.advisor-portrait {
  width: 240px;
  height: 280px;
  border-radius: 24px;
  margin: 0 auto;
  background: linear-gradient(160deg, var(--lavender-tint) 0%, var(--coral-tint) 100%);
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--display);
  font-weight: 800;
  font-size: 4.6rem;
  color: var(--lav);
  letter-spacing: -.04em;
  position: relative;
  overflow: hidden
}

.advisor-portrait img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  border-radius: 24px
}

.advisor-tenure-pill {
  position: absolute;
  bottom: 14px;
  left: 50%;
  transform: translateX(-50%);
  background: #fff;
  color: var(--ink);
  font-size: .74rem;
  font-weight: 700;
  letter-spacing: .01em;
  padding: 7px 14px;
  border-radius: 100px;
  box-shadow: 0 6px 16px rgba(22, 34, 63, .18)
}

.advisor-tenure-pill::before {
  content: '•';
  color: var(--coral);
  margin-right: 5px;
  font-size: 1rem;
  vertical-align: -.1em
}

.advisor-body {
  position: relative
}

.advisor-name {
  font-family: var(--display);
  font-size: 1.5rem;
  font-weight: 800;
  color: var(--ink);
  margin-bottom: 4px;
  letter-spacing: -.014em
}

.advisor-intro {
  font-size: 1rem;
  color: var(--ink-soft);
  line-height: 1.75;
  margin-bottom: 18px
}

.advisor-bio {
  font-size: .94rem;
  color: var(--ink-soft);
  line-height: 1.78;
  margin-bottom: 22px
}

.advisor-creds {
  display: flex;
  flex-wrap: wrap;
  gap: 7px;
  margin-bottom: 18px
}

.advisor-cred {
  background: var(--lav-tint);
  color: var(--lav);
  font-size: .78rem;
  font-weight: 600;
  padding: 6px 12px;
  border-radius: 100px;
  border: 1px solid var(--lav-soft)
}

.advisor-langs {
  font-size: .85rem;
  color: var(--ink-mute);
  font-weight: 500
}

.advisor-langs::before {
  content: '🌐';
  margin-right: 8px
}

/* ── STATS */
.stats-band {
  background: linear-gradient(135deg, var(--lav) 0%, var(--coral) 100%);
  color: #fff;
  padding: 84px 0;
  position: relative;
  overflow: hidden
}

.stats-band::before {
  content: '';
  position: absolute;
  bottom: -220px;
  right: -220px;
  width: 560px;
  height: 560px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(255, 255, 255, .12) 0%, transparent 70%)
}

.stats-band::after {
  content: '';
  position: absolute;
  top: -180px;
  left: -180px;
  width: 420px;
  height: 420px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(255, 255, 255, .1) 0%, transparent 70%)
}

.stats-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  position: relative
}

.stat-item {
  text-align: center;
  padding: 0 14px
}

.stat-val {
  font-family: var(--display);
  font-size: clamp(2.6rem, 4.5vw, 3.8rem);
  font-weight: 800;
  color: #fff;
  letter-spacing: -.028em;
  line-height: 1;
  margin-bottom: 8px;
  font-feature-settings: 'tnum'
}

.stat-suffix {
  color: rgba(255, 255, 255, .75);
  font-weight: 700
}

.stat-label {
  font-size: .92rem;
  color: rgba(255, 255, 255, .88);
  font-weight: 500;
  letter-spacing: .005em
}

/* ── PARTNERS STRIP */
.partners {
  background: var(--bg);
  padding: 64px 0;
  border-bottom: 1px solid var(--line)
}

.partners-label {
  text-align: center;
  font-size: .78rem;
  color: var(--ink-mute);
  letter-spacing: .12em;
  text-transform: uppercase;
  margin-bottom: 24px;
  font-weight: 600
}

.logo-strip {
  position: relative;
  overflow: hidden;
  max-width: 1120px;
  margin: 0 auto;
  -webkit-mask-image: linear-gradient(90deg, transparent, #000 7%, #000 93%, transparent);
  mask-image: linear-gradient(90deg, transparent, #000 7%, #000 93%, transparent)
}

.logo-track {
  display: flex;
  width: max-content;
  will-change: transform;
  animation: logoscroll 45s linear infinite
}

@keyframes logoscroll {
  from {
    transform: translateX(0)
  }

  to {
    transform: translateX(-50%)
  }
}

.partner-logo {
  flex: 0 0 auto;
  display: flex;
  align-items: center;
  justify-content: center;
  width: 186px;
  height: 92px;
  margin-right: 18px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 14px;
  padding: 16px 22px;
  box-shadow: 0 10px 30px -22px rgba(22, 34, 63, .30)
}

.partner-logo img {
  max-width: 100%;
  max-height: 100%;
  width: auto;
  height: auto;
  object-fit: contain
}

@media (max-width:760px) {
  .partner-logo {
    width: 150px;
    height: 78px;
    margin-right: 14px;
    padding: 12px 16px
  }

  .logo-strip {
    -webkit-mask-image: linear-gradient(90deg, transparent, #000 10%, #000 90%, transparent);
    mask-image: linear-gradient(90deg, transparent, #000 10%, #000 90%, transparent)
  }
}

/* ── TESTIMONIALS */
.testi {
  background: var(--bg-2)
}

.testi-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(310px, 1fr));
  gap: 22px
}

.testi-card {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 18px;
  padding: 30px;
  display: flex;
  flex-direction: column;
  transition: transform .2s, box-shadow .2s
}

.testi-card:hover {
  transform: translateY(-3px);
  box-shadow: 0 22px 50px -28px rgba(22, 34, 63, .18)
}

.testi-product {
  font-size: .72rem;
  font-weight: 700;
  letter-spacing: .1em;
  text-transform: uppercase;
  color: var(--coral);
  margin-bottom: 14px;
  display: inline-flex;
  align-items: center;
  gap: 6px
}

.testi-product::before {
  content: '•';
  font-size: 1.2rem;
  line-height: 0
}

.testi-stars {
  color: var(--coral);
  font-size: .96rem;
  margin-bottom: 14px;
  letter-spacing: .06em
}

.testi-quote {
  font-size: .98rem;
  color: var(--ink);
  line-height: 1.72;
  margin-bottom: 22px;
  flex: 1;
  font-weight: 500
}

.testi-author {
  display: flex;
  align-items: center;
  gap: 12px;
  border-top: 1px solid var(--line);
  padding-top: 18px
}

.testi-avatar {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--lav) 0%, var(--coral) 100%);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--display);
  font-weight: 800;
  font-size: .94rem;
  flex-shrink: 0
}

.testi-name {
  display: block;
  font-weight: 700;
  color: var(--ink);
  font-size: .95rem;
  font-family: var(--display);
  letter-spacing: -.005em
}

.testi-role {
  display: block;
  font-size: .82rem;
  color: var(--ink-mute);
  margin-top: 2px
}

/* ── FAQ */
.faq {
  background: var(--bg)
}

.faq-list {
  max-width: 820px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 12px
}

.faq-item {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 14px;
  transition: border-color .2s, box-shadow .2s
}

.faq-item[open] {
  border-color: var(--lav);
  box-shadow: 0 14px 30px -18px rgba(27, 58, 107, .26)
}

.faq-q {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
  padding: 22px 26px;
  font-family: var(--display);
  font-weight: 700;
  font-size: 1.02rem;
  color: var(--ink);
  cursor: pointer;
  list-style: none;
  letter-spacing: -.005em
}

.faq-q::-webkit-details-marker {
  display: none
}

.faq-toggle {
  width: 32px;
  height: 32px;
  border-radius: 50%;
  background: var(--lav-tint);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  color: var(--lav);
  font-size: 1.2rem;
  font-weight: 700;
  transition: transform .25s, background .2s
}

.faq-item[open] .faq-toggle {
  transform: rotate(45deg);
  background: var(--lav);
  color: #fff
}

.faq-a {
  padding: 0 26px 22px;
  font-size: .95rem;
  color: var(--ink-soft);
  line-height: 1.75
}

/* ── CTA */
.cta-band {
  background: var(--bg);
  padding: 104px 0;
  text-align: center
}

.cta-card {
  max-width: 820px;
  margin: 0 auto;
  position: relative;
  background: linear-gradient(135deg, var(--lav) 0%, var(--coral) 100%);
  color: #fff;
  border-radius: 28px;
  padding: 64px 48px;
  box-shadow: 0 32px 80px -28px rgba(27, 58, 107, .55);
  overflow: hidden
}

.cta-card::before {
  content: '';
  position: absolute;
  top: -150px;
  right: -150px;
  width: 420px;
  height: 420px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(255, 255, 255, .16) 0%, transparent 70%)
}

.cta-card::after {
  content: '';
  position: absolute;
  bottom: -160px;
  left: -140px;
  width: 360px;
  height: 360px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(255, 255, 255, .1) 0%, transparent 70%)
}

.cta-title {
  font-family: var(--display);
  font-size: clamp(1.9rem, 3.6vw, 3rem);
  font-weight: 800;
  line-height: 1.12;
  margin-bottom: 16px;
  letter-spacing: -.022em;
  color: #fff;
  position: relative
}

.cta-body {
  font-size: 1.04rem;
  color: rgba(255, 255, 255, .94);
  max-width: 560px;
  margin: 0 auto 30px;
  line-height: 1.72;
  position: relative
}

.cta-btn {
  background: #fff;
  color: var(--lav);
  padding: 15px 38px;
  border-radius: 100px;
  font-weight: 800;
  font-size: .96rem;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  transition: transform .15s, box-shadow .2s;
  position: relative
}

.cta-btn:hover {
  transform: translateY(-2px);
  box-shadow: 0 22px 44px rgba(0, 0, 0, .28);
  color: var(--ink)
}

.cta-note {
  font-size: .8rem;
  color: rgba(255, 255, 255, .82);
  margin-top: 16px;
  position: relative
}

/* ── FOOTER */
.footer {
  background: var(--ink);
  color: rgba(255, 255, 255, .62);
  padding: 68px 0 24px
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.5fr 2fr 1fr 1fr;
  gap: 44px;
  margin-bottom: 36px
}

.f-brand {
  font-family: var(--display);
  color: #fff;
  font-size: 1.36rem;
  font-weight: 800;
  margin-bottom: 6px;
  display: flex;
  align-items: center;
  gap: 10px;
  letter-spacing: -.01em
}

.f-brand-mark {
  width: 32px;
  height: 32px;
  border-radius: 10px;
  background: linear-gradient(135deg, var(--lav) 0%, var(--coral) 100%);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: .9rem;
  font-weight: 800
}

.f-tag {
  font-size: .88rem;
  color: rgba(255, 255, 255, .55);
  max-width: 300px;
  line-height: 1.68;
  margin-bottom: 16px
}

.f-col-title {
  font-size: .72rem;
  font-weight: 800;
  letter-spacing: .18em;
  text-transform: uppercase;
  color: #fff;
  margin-bottom: 16px
}

.f-links {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 9px
}

.f-links a,
.f-links li {
  color: rgba(255, 255, 255, .58);
  font-size: .88rem;
  transition: color .2s
}

.f-links a:hover {
  color: #fff
}

.footer-disclaim {
  padding: 18px 0;
  border-top: 1px solid rgba(255, 255, 255, .08);
  font-size: .74rem;
  color: rgba(255, 255, 255, .42);
  line-height: 1.7
}

.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, .08);
  padding-top: 18px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 14px;
  font-size: .76rem;
  color: rgba(255, 255, 255, .42)
}

/* ── RESPONSIVE */
@media (max-width:980px) {
  .hero-grid {
    grid-template-columns: 1fr;
    gap: 48px
  }

  .plans-grid {
    grid-template-columns: 1fr;
    gap: 18px
  }

  .process-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 32px 18px
  }

  .process-grid::before {
    display: none
  }

  .stats-grid {
    grid-template-columns: repeat(2, 1fr)
  }

  .advisor-card {
    grid-template-columns: 1fr;
    padding: 36px 28px;
    gap: 32px;
    text-align: center
  }

  .advisor-portrait {
    width: 200px;
    height: 240px
  }

  .advisor-creds {
    justify-content: center
  }

  .footer-grid {
    grid-template-columns: 1fr 1fr;
    gap: 32px
  }

  .matrix-table th,
  .matrix-table td {
    padding: 13px 12px;
    font-size: .84rem
  }
}

@media (max-width:600px) {
  .container {
    padding: 0 22px
  }

  .reg-row {
    font-size: .7rem;
    gap: 4px 14px
  }

  .reg-dot {
    display: none
  }

  .section-pad {
    padding: 72px 0
  }

  .hero {
    padding: 24px 0 40px
  }

  .hero-title {
    margin-bottom: 14px
  }

  .hero-sub {
    margin-bottom: 18px
  }

  .hero-foot {
    margin-top: 18px
  }

  .hero-trust-mini {
    gap: 12px 18px;
    font-size: .78rem
  }

  .stats-grid {
    grid-template-columns: 1fr 1fr;
    gap: 32px 14px
  }

  .footer-grid {
    grid-template-columns: 1fr;
    gap: 28px
  }

  .cta-card {
    padding: 48px 28px
  }

  .compare-matrix {
    border-radius: 14px;
    overflow-x: auto
  }

  .matrix-table {
    min-width: 520px
  }

  .est-card {
    padding: 24px 20px
  }

  .est-types {
    gap: 12px
  }

  .est-type {
    padding: 9px 16px;
    font-size: .78rem;
    min-width: 92px
  }

  .est-type-icon {
    font-size: 1.05rem
  }

  .est-readout-val {
    font-size: 1.9rem
  }

  .est-readout-val .est-currency {
    font-size: 1.1rem
  }

  .plan-price-amt {
    font-size: 2.1rem
  }

  .advisor-portrait {
    width: 180px;
    height: 210px;
    font-size: 3.6rem
  }

  .advisor-card {
    padding: 32px 22px
  }

  .faq-q {
    padding: 18px 20px;
    font-size: .95rem;
    gap: 14px
  }

  .faq-a {
    padding: 0 20px 18px;
    font-size: .92rem
  }

  .faq-toggle {
    width: 28px;
    height: 28px;
    font-size: 1.1rem
  }
}

@media (max-width:380px) {
  .hero-title {
    font-size: 1.9rem
  }

  .section-title {
    font-size: 1.7rem
  }

  .est-readout-val {
    font-size: 1.7rem
  }

  .est-types {
    gap: 9px
  }

  .est-type {
    padding: 8px 12px;
    font-size: .72rem;
    min-width: 78px
  }

  .stat-val {
    font-size: 2.2rem
  }
}

/* ── COMPARE TABLE (insurer comparison) */
.compare {
  background: var(--bg)
}

.compare-card {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 22px;
  overflow: hidden;
  box-shadow: 0 18px 50px -30px rgba(22, 34, 63, .25)
}

.compare-scroll {
  overflow-x: auto
}

.compare-table {
  width: 100%;
  border-collapse: collapse;
  min-width: 780px
}

.compare-table thead th {
  text-align: left;
  font-family: var(--display);
  font-size: .72rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .06em;
  color: var(--ink-mute);
  padding: 18px 20px;
  background: var(--bg-2);
  border-bottom: 1px solid var(--line)
}

.compare-table tbody td {
  padding: 17px 20px;
  border-bottom: 1px solid var(--line);
  vertical-align: middle;
  font-size: .92rem;
  color: var(--ink-soft)
}

.compare-table tbody tr:last-child td {
  border-bottom: none
}

.compare-table tbody tr:hover {
  background: var(--lav-tint)
}

.ct-cat {
  min-width: 210px
}

.ct-cat strong {
  color: var(--ink);
  font-family: var(--display);
  font-size: 1rem;
  font-weight: 700
}

.ct-cat small {
  color: var(--ink-mute);
  font-size: .78rem
}

.ct-cat-ico {
  display: inline-block;
  margin-right: 9px;
  font-size: 1.15rem;
  vertical-align: middle
}

.ct-cell b {
  color: var(--ink);
  font-weight: 700;
  font-size: 1rem
}

.ct-cell small {
  color: var(--ink-mute);
  font-size: .76rem;
  margin-left: 3px
}

.compare-foot {
  display: flex;
  flex-wrap: wrap;
  gap: 14px 24px;
  align-items: center;
  justify-content: space-between;
  padding: 18px 20px;
  background: var(--bg-2);
  border-top: 1px solid var(--line)
}

.compare-fine {
  font-size: .73rem;
  color: var(--ink-mute);
  max-width: 580px;
  line-height: 1.55
}

.compare-wa {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-weight: 700;
  font-size: .86rem;
  color: var(--lav);
  font-family: var(--display)
}

.wa-ic {
  font-size: 1.05rem
}

/* Brand wordmark */
.brand span,
.f-brand {
  font-family: 'Sora', var(--display);
  font-weight: 800;
  letter-spacing: -.02em
}

.brand .jito {
  color: var(--coral)
}

.brand-wordmark {
  height: 36px;
  width: auto;
  display: block
}

.f-insurance-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 18px 28px
}

.f-sub-heading {
  display: block;
  font-size: .68rem;
  font-weight: 700;
  letter-spacing: .1em;
  text-transform: uppercase;
  color: rgba(255, 255, 255, .4);
  margin-bottom: 8px
}

.advisor-illus {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%
}

.why-icon svg {
  width: 26px;
  height: 26px
}

.process-icon svg {
  width: 34px;
  height: 34px
}

.f-social {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 18px
}

.f-social-link {
  width: 38px;
  height: 38px;
  border-radius: 10px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  background: rgba(255, 255, 255, .07);
  border: 1px solid rgba(255, 255, 255, .14);
  color: rgba(255, 255, 255, .72);
  transition: transform .2s, background .2s, color .2s, border-color .2s
}

.f-social-link:hover {
  background: var(--coral);
  border-color: var(--coral);
  color: #fff;
  transform: translateY(-2px)
}

.f-social-link svg {
  width: 18px;
  height: 18px;
  display: block
}

/* ── NAV mega dropdown (desktop) */
.nav-dd {
  position: relative
}

.nav-dd-trigger {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  cursor: pointer
}

.nav-dd-chev {
  transition: transform .2s ease;
  margin-top: 1px
}

.nav-dd:hover .nav-dd-chev,
.nav-dd:focus-within .nav-dd-chev {
  transform: rotate(180deg)
}

.nav-dd.open .nav-mega {
  opacity: 1;
  visibility: visible;
  transform: translateY(0)
}

.nav-dd.open>.nav-dd-trigger .nav-dd-chev {
  transform: rotate(180deg)
}

.nav-mega {
  position: absolute;
  top: calc(100% + 12px);
  right: 0;
  width: 266px;
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 14px;
  box-shadow: 0 24px 60px -28px rgba(22, 34, 63, .34);
  padding: 8px;
  z-index: 60;
  opacity: 0;
  visibility: hidden;
  transform: translateY(8px);
  transition: opacity .18s ease, transform .18s ease, visibility .18s
}

.nav-mega::before {
  content: '';
  position: absolute;
  top: -12px;
  left: 0;
  right: 0;
  height: 12px
}

.nav-dd:hover .nav-mega,
.nav-dd:focus-within .nav-mega {
  opacity: 1;
  visibility: visible;
  transform: translateY(0)
}

.nav-mega-group {
  position: relative
}

.nav-mega-label {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 10px;
  padding: 11px 14px;
  border-radius: 9px;
  font-size: .9rem;
  font-weight: 600;
  color: var(--ink-soft);
  cursor: pointer;
  transition: background .15s ease, color .15s ease
}

.nav-mega-arrow {
  flex: 0 0 auto;
  color: var(--ink-faint);
  transition: transform .15s ease, color .15s ease
}

.nav-mega-group:hover>.nav-mega-label {
  background: var(--bg-2);
  color: var(--lav)
}

.nav-mega-group:hover>.nav-mega-label .nav-mega-arrow {
  color: var(--lav);
  transform: translateX(-2px)
}

.nav-mega-sub {
  position: absolute;
  top: -6px;
  right: calc(100% + 12px);
  min-width: 238px;
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 14px;
  box-shadow: 0 24px 60px -28px rgba(22, 34, 63, .34);
  padding: 14px 16px;
  opacity: 0;
  visibility: hidden;
  transform: translateX(6px);
  transition: opacity .16s ease, transform .16s ease, visibility .16s
}

.nav-mega-sub::after {
  content: '';
  position: absolute;
  top: 0;
  bottom: 0;
  right: -12px;
  width: 12px
}

.nav-mega-group:hover>.nav-mega-sub {
  opacity: 1;
  visibility: visible;
  transform: translateX(0)
}

.nav-mega-sub a {
  display: block;
  font-size: .87rem;
  color: var(--ink-soft);
  padding: 5px 0;
  font-weight: 500;
  transition: color .15s ease, padding-left .15s ease
}

.nav-mega-sub a:hover {
  color: var(--coral);
  padding-left: 3px
}

.claim {
  background: var(--bg-2);
  border-top: 1px solid var(--line)
}

.claim-card {
  max-width: 560px;
  margin: 0 auto;
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 22px;
  padding: 34px 32px;
  box-shadow: 0 30px 70px -34px rgba(22, 34, 63, .22)
}

.claim-lead {
  font-family: var(--display);
  font-weight: 800;
  font-size: 1.08rem;
  color: var(--ink);
  margin-bottom: 22px;
  letter-spacing: -.01em
}

.claim-input {
  width: 100%;
  padding: 14px 16px;
  margin-bottom: 14px;
  border: 1px solid var(--line);
  border-radius: 12px;
  font-size: .95rem;
  font-family: inherit;
  color: var(--ink);
  background: var(--bg);
  transition: border-color .2s ease, box-shadow .2s ease
}

.claim-input::placeholder {
  color: var(--ink-mute)
}

.claim-input:focus {
  outline: none;
  border-color: var(--lav);
  box-shadow: 0 0 0 3px rgba(27, 58, 107, .16)
}

.claim-btn {
  width: 100%;
  margin-top: 6px;
  padding: 15px 20px;
  border: none;
  border-radius: 12px;
  background: linear-gradient(135deg, var(--lav) 0%, var(--coral) 100%);
  color: #fff;
  font-family: var(--display);
  font-weight: 800;
  font-size: 1rem;
  cursor: pointer;
  transition: transform .15s ease, box-shadow .2s ease
}

.claim-btn:hover {
  transform: translateY(-2px);
  box-shadow: 0 16px 34px -14px rgba(216, 35, 42, .5)
}

.claim-note {
  text-align: center;
  font-size: .82rem;
  color: var(--ink-mute);
  margin-top: 14px
}

.claim-file-label {
  display: block;
  font-size: .8rem;
  font-weight: 600;
  color: var(--ink-soft);
  margin: 14px 0 6px
}

.claim-input[type=file] {
  padding: 12px 14px;
  font-size: .88rem;
  background: #fff
}

.claim-input[type=file]::-webkit-file-upload-button {
  margin-right: 12px;
  padding: 8px 14px;
  border: none;
  border-radius: 10px;
  background: var(--ink-soft);
  color: #fff;
  font-weight: 700;
  cursor: pointer
}

.form-status {
  font-size: .82rem;
  font-weight: 600;
  color: var(--ink-soft);
  margin-top: 12px;
  text-align: center
}

.form-status-error {
  color: var(--coral)
}

.advisor-claim {
  background: var(--bg)
}

.ac-card {
  max-width: 1000px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 1fr;
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 24px;
  overflow: hidden;
  box-shadow: 0 30px 70px -34px rgba(22, 34, 63, .22)
}

.ac-advisor {
  display: flex;
  flex-direction: column;
  padding: 44px 40px;
  background: linear-gradient(165deg, var(--bg-2) 0%, var(--paper) 100%);
  border-right: 1px solid var(--line)
}

.ac-portrait {
  width: 140px;
  height: 158px;
  border-radius: 18px;
  margin-bottom: 20px;
  background: linear-gradient(160deg, var(--lavender-tint) 0%, var(--coral-tint) 100%);
  position: relative;
  overflow: hidden
}

.ac-title {
  font-family: var(--display);
  font-size: 1.5rem;
  font-weight: 800;
  color: var(--ink);
  letter-spacing: -.02em;
  line-height: 1.18;
  margin: 6px 0 12px
}

.ac-text {
  font-size: .94rem;
  color: var(--ink-soft);
  line-height: 1.65;
  margin-bottom: 18px
}

.ac-creds {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 9px;
  margin-bottom: 18px
}

.ac-creds li {
  position: relative;
  padding-left: 24px;
  font-size: .88rem;
  color: var(--ink-soft);
  font-weight: 500
}

.ac-creds li::before {
  content: '';
  position: absolute;
  left: 3px;
  top: 3px;
  width: 5px;
  height: 9px;
  border: solid var(--coral);
  border-width: 0 2px 2px 0;
  transform: rotate(45deg)
}

.ac-langs {
  margin-top: auto;
  font-size: .82rem;
  font-weight: 700;
  color: var(--lav)
}

.ac-form {
  padding: 44px 40px
}

.ac-form-title {
  font-family: var(--display);
  font-size: 1.3rem;
  font-weight: 800;
  color: var(--ink);
  letter-spacing: -.015em;
  margin: 6px 0 20px
}

@media (max-width:820px) {
  .ac-card {
    grid-template-columns: 1fr
  }

  .ac-advisor {
    border-right: none;
    border-bottom: 1px solid var(--line)
  }
}

/* ── BECOME AN ADVISOR — callout banner linking to advisor.html */
.advisor-invite {
  background: var(--bg-2);
  border-top: 1px solid var(--line)
}

.ai-card {
  max-width: 940px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  gap: 28px;
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 20px;
  padding: 32px 36px;
  box-shadow: 0 24px 60px -36px rgba(22, 34, 63, .3)
}

.ai-icon {
  flex: 0 0 auto;
  width: 78px;
  height: 78px
}

.ai-icon svg {
  width: 78px;
  height: 78px;
  display: block
}

.ai-body {
  flex: 1 1 auto
}

.ai-eyebrow {
  font-size: .74rem;
  font-weight: 700;
  letter-spacing: .14em;
  text-transform: uppercase;
  color: var(--coral);
  margin-bottom: 6px
}

.ai-title {
  font-family: var(--display);
  font-size: 1.5rem;
  font-weight: 800;
  color: var(--ink);
  letter-spacing: -.02em;
  margin-bottom: 6px;
  line-height: 1.2
}

.ai-text {
  font-size: .95rem;
  color: var(--ink-soft);
  line-height: 1.55
}

.ai-btn {
  flex: 0 0 auto;
  white-space: nowrap;
  padding: 15px 28px;
  border-radius: 100px;
  background: linear-gradient(120deg, var(--lav) 0%, var(--coral) 100%);
  color: #fff;
  font-family: var(--display);
  font-weight: 800;
  font-size: .98rem;
  transition: transform .15s ease, box-shadow .2s ease;
  display: inline-flex;
  align-items: center;
  gap: 6px
}

.ai-btn:hover {
  transform: translateY(-2px);
  box-shadow: 0 16px 36px -14px rgba(216, 35, 42, .5)
}

@media (max-width:760px) {
  .ai-card {
    flex-direction: column;
    text-align: center;
    padding: 32px 24px
  }

  .ai-body {
    text-align: center
  }

  .ai-btn {
    width: 100%;
    justify-content: center
  }
}

.est-frozen .est-slider,
.est-frozen .est-type {
  pointer-events: none
}

.est-frozen .est-slider {
  cursor: default
}

.cat-icon {
  color: var(--lav)
}

.cat-icon svg {
  width: 56px;
  height: 56px
}

.est-type-icon svg {
  width: 26px;
  height: 26px;
  display: block
}

.ct-cat-ico {
  color: var(--lav)
}

.ct-cat-ico svg {
  width: 22px;
  height: 22px;
  vertical-align: middle
}

.nav-toggle {
  display: none
}

.nav-toggle .ntg-close {
  display: none
}

.nav.nav-open .nav-toggle .ntg-open {
  display: none
}

.nav.nav-open .nav-toggle .ntg-close {
  display: block
}

@media (max-width:768px) {
  .nav-toggle {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    background: none;
    border: none;
    color: var(--ink);
    cursor: pointer;
    padding: 6px;
    margin: -6px;
    line-height: 0
  }

  .nav-links {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 55;
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    background: var(--paper);
    border-top: 1px solid var(--line);
    border-bottom: 1px solid var(--line);
    box-shadow: 0 24px 40px -24px rgba(22, 34, 63, .3);
    padding: 8px 22px 16px;
    display: none;
    height: 100vh;
    overflow-y: auto;
    -webkit-overflow-scrolling: touch;
    padding-top: 72px
  }

  .nav.nav-open .nav-links {
    display: flex
  }

  .nav-links li {
    width: 100%
  }

  .nav-links li>a {
    display: block;
    width: 100%;
    padding: 14px 2px;
    font-size: 1rem;
    border-bottom: 1px solid var(--line)
  }

  .nav-links li:last-child>a {
    border-bottom: none
  }

  .nav-dd-chev {
    display: inline-block;
    margin-left: 2px
  }

  .nav-dd.open>.nav-dd-trigger .nav-dd-chev {
    transform: rotate(180deg)
  }

  .nav-mega {
    display: none;
    position: static;
    opacity: 1;
    visibility: visible;
    transform: none;
    width: auto;
    background: none;
    border: none;
    box-shadow: none;
    padding: 0;
    z-index: auto
  }

  .nav-dd.open .nav-mega {
    display: block;
    padding: 2px 0 8px;
    max-height: calc(100vh - 140px);
    overflow-y: auto
  }

  .nav-mega::before {
    display: none
  }

  .nav-mega-label {
    padding: 12px 2px 4px;
    font-size: .76rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: .05em;
    color: var(--ink-mute);
    cursor: default
  }

  .nav-mega-arrow {
    display: none
  }

  .nav-mega-sub {
    position: static;
    opacity: 1;
    visibility: visible;
    transform: none;
    min-width: 0;
    background: none;
    border: none;
    box-shadow: none;
    padding: 0 0 4px
  }

  .nav-mega-sub::after {
    display: none
  }

  .nav-mega-sub a {
    display: block;
    padding: 8px 2px 8px 12px;
    font-size: .95rem;
    color: var(--ink-soft)
  }

  .nav-links .nav-cta {
    margin-top: 12px;
    text-align: center;
    background: var(--ink);
    color: #fff;
    border-radius: 10px;
    padding: 14px 2px
  }

  .nav-links .nav-cta:hover {
    background: var(--lav)
  }

  .nav-links .nav-posp {
    margin-top: 12px;
    text-align: center;
    border: 1.5px solid var(--coral);
    color: var(--coral);
    border-radius: 10px;
    padding: 13px 2px;
    border-bottom: 1.5px solid var(--coral)
  }

  .nav-links .nav-posp:hover {
    background: var(--coral);
    color: #fff
  }
}

.compare-table tbody td:last-child {
  text-align: center
}

.compare-table thead th:last-child {
  text-align: center
}

/* ── CONTACT PAGE */
textarea.claim-input {
  min-height: 132px;
  resize: vertical;
  line-height: 1.6;
  padding-top: 13px;
  font-family: inherit
}

.consent-row {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  margin: 2px 0 16px;
  font-size: .85rem;
  font-weight: 600;
  color: var(--ink);
  line-height: 1.55;
  text-align: left
}

.consent-row input[type="checkbox"] {
  width: 18px;
  height: 18px;
  margin-top: 2px;
  flex: 0 0 auto;
  accent-color: var(--lav);
  cursor: pointer
}

.consent-link {
  color: #1a73e8;
  text-decoration: underline;
  font-weight: 700
}